Scott Underwood

NMLS # 206339


Scott Underwood Vice President Reverse Mortgage Division
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Scott Underwood

Scott Underwood

Vice President Reverse Mortgage Division

Mortgage Calculators

Loan Programs



About Scott

Vice President Reverse Mortgage Division

Reverse Mortgage Alabama | SMG Mortgage | Scott Underwood 


Scott Underwood

Reverse Mortgage Division V.P.

I have been in the Reverse Mortgage industry since 2007, I love working with seniors and know the positive results a Reverse Mortgage can have. This is by far the most rewarding job I have ever had, and I have worked in the senior industry since 1994. Most of my business is based on client referrals, so it is my goal to provide a personal experience from application to closing.

I pride myself in going the extra mile to help educate those who are not quite ready or have additional questions before starting the “Reverse Mortgage” or (HECM) home equity conversion mortgage process.

As Alabama’s most experienced Reverse Mortgage broker, if you are considering a Reverse Mortgage, let me be your resource. We represent most of the top lenders in the country and take pride in offering a great experience, personal service, faster closing times, and lower costs than the competition.

Reverse Mortgages today are being used for many different reasons. Such as replacing a loved one’s income, providing a solution to pay for in home care instead of a nursing home, eliminating a current mortgage and payment, or supplementing retirement income or an investment portfolio.

For any traditional mortgage or refinance needs- SMG mortgage is a direct lender and we do all loan types including FHA, USDA, VA, and Conventional, but we also work with several investors to provide a variety of loan options to be able to meet each borrower’s ‘out-of-the-box’ needs.

Please call me with any questions or for a no hassle illustration. I cover the entire state, and we have branch offices in Birmingham, Huntsville, and Mobile, Alabama.

Contact Scott

Scott Underwood

Vice President Reverse Mortgage Division
NMLS# 206339

204 Griffin Park Drive
Birmingham, AL 35242
State Licenses: AL

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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