About Scott Underwood
Reverse Mortgage Alabama | SMG Mortgage | Scott Underwood
I have been in the Mortgage industry since 2007; I have become an expert in the South for my knowledge of Reverse Mortgages. I love working with seniors and knowing the positive results a Reverse Mortgage can have. Most of my business is based on client referrals, so it is my goal to provide a personal experience from application to closing.
I pride myself on going the extra mile to help educate those who may not be aware of the options today with traditional mortgage. Choices range from Conventional, FHA, VA, USDA, Jumbo, HELOCS * and HELOANS*, and Reverse Mortgages and Reverse Mortgages to purchase a home.
Reverse Mortgages today are being used for many different reasons. Such as replacing a loved one’s income, providing a solution to pay for in home care instead of a nursing home, eliminating a current mortgage and payment, or supplementing retirement income or an investment portfolio.
SMG Mortgage is a direct lender but unlike many “big banks” and some other lenders we can work with many different investors offering programs for almost any situation, we understand that everyone’s situation is different, and we have the flexibility to meet those needs.
Please call me with any questions or for a no hassle illustration. We are in Alabama, Georgia, Tennessee, and Mississippi. Our main office is at 204 Griffin Park Drive Birmingham, AL 35242.
If you need a mortgage or just have general financing questions, I would be happy to help you. You can contact me at (205) 908-2993, (256) 677-9767, scott@SMGmortgage.com, or Scott@ReverseMortgageAlabama.com
*****HELOC- Home equity line of credit. Generally, a longer draw period, sometimes interest only and a variable rate for 15, 20, and 30 years. HELOAN-Home Equity Loan – 2nd mortgage only, Fixed rate for 10,15,20,30 years- Fully amount taken out at closing.
Our HELOCS can be used for Owner’s home, second home, investment property and up to 90 %CLTV. (Owners home only).
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
