Licensed to Lend in
AL, GA, MS & TN
205-983-5626
205-983-5626
There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid paying them upfront with a “no fee loan.” What Are Traditional Fees? With a standard home loan, borrowe
In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as much as possible before applying for a mortgage loan.
While taking on a mortgage for the first time may feel like the scariest decision of your life, after you get comfortable with homeownership and paying a mortgage, you may decide at some point that you’d like to take out an additional loan for anoth
Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against default and loss. If the borrower contributes less than a 20
When you are ready to buy a home, one of your first items of business is to find a mortgage lender. As you start your search you may hear terms like “mortgage broker” and “mortgage banker.” What is the difference between these and
As you begin the mortgage process, you’ll have lots of terminology thrown at you that can be a little confusing. Two similar sounding terms that might have you perplexed are conforming and conventional loans. Are these the same thing? Here’s w