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AL, GA, MS & TN
205-983-5626
205-983-5626
Yes, you can refinance an adjustable-rate mortgage (ARM) into a fixed-rate loan—and for many homeowners, it’s one of the smartest financial moves they’ll ever make. While refinancing may sound like a simple swap of interest rates, the re
Jan 20, 2026 | Refinancing a Home
A wraparound mortgage is a form of seller financing that allows a property to be sold while the seller keeps their existing mortgage in place. Understanding Wraparound Mortgages The buyer makes payments directly to the seller, who continues paying the ori
Jan 15, 2026 | Purchasing a Home
Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities Before starting your search, define your must-haves and
Jan 13, 2026 | Purchasing a Home
Now that you're a homeowner, you need to be prepared for home maintenance and life's unexpected events. Let's say that your water heater stops working and you wonder, "Do I call my insurance company or my home warranty provider?" as steam pours out of the
Jan 08, 2026 | Purchasing a Home
A high mortgage payment can quietly strain your budget month after month. The good news is that your payment is not fixed forever. With the right strategies, many homeowners can reduce their monthly obligation and free up cash for other priorities. Refina
Jan 06, 2026 | Refinancing a Home
As we say goodbye to another year and ring in 2026, we want to thank you for letting us serve you and your family. From all of us, we hope your New Year is filled with health, happiness, and exciting new opportunities. Whether your goals include buying yo
Jan 01, 2026 |